Archive for April, 2011

GoFree Credit Announce Free 3 In 1 Credit Report Offer


GoFree Credit Announce Free 3 In 1 Credit Report Offer

New York, NY (PRWEB) October 21, 2010

Well-known free credit report offers company GoFree Credit have recently announced their updated package which now includes monitoring and reporting from all 3 credit bureaus, namely Experian, Equifax and Transunion after they realised a glaring gap in the marketplace.

GoFree Credit have proved highly successful in the business of offering customers free credit reports and scores but they realised that for true market dominance they would have to offer all 3 reports from the 3 main bureaus. They have been true to their word and now offer a free trial of reports and monitoring from the market leading credit scoring companies.

Their updated offer now includes the following –

All 3 Credit Reports

Detailed information on existing lines of credit – starting date, credit limit, current balance, minimum payments, payment history/timeliness Credit inquiries, collections, consumer statement, associated addresses.

Free Credit Scores

See your 3 Credit Scores Along with your credit score, you will also get an explanation of your scores, information on how it was generated, how it may be interpreted by lenders.

3 Bureau Daily Credit Monitoring

Detailed information on changes to your credit, from all three credit agencies, Experian, TransUnion, and Equifax. Email alerts when there is a critical change on your credit scores.

They are also offering a savings club scheme for new members whereby the customer can save up to 10% instantly on gift cards for major stores and restaurants, which is just another reason why their new credit reports offer is so compelling to a lot of people and their success continues at an impressive rate.

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Attachments

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



 

Free Instant Credit Report: Instant Way to Know Your Credit

Free Instant Credit Report: Instant Way to Know Your Credit

A credit report is an important tool that can help your finances and the credit status. A credit report is formulated under the credit bureaus that keep a track of all your financial activities. Free instant credit reports are now available online and can be accessed at a single mouse click. It is a tool that saves you from suffering any sort of identity thefts and also reports you about all your financial standings.

A credit report is always checked when you go for a credit card, home loan, auto loan and even a job. So here it is very important for you to get a free instant credit report and check for any inaccuracy that may become a trouble for you in the future.

The credit reports are made by the credit bureaus under the federal law. This report keeps a check on your credit status and other personal information. If you want a credit from the market then you have to produce your credit report. It is very important to keep checking your reports so as to avoid any inaccuracy in your personal information and credit accounts.

You can also get a free instant credit report online through various websites. This report is the basis for your next credit and it is sometime very urgent that you need to produce it instantly in such a case instant credit report is the free service that you can use. A credit report contains your personal information, major financial transactions, credit status, outstanding payments and also credit score.

On the basis on credit reports prepared by the credit bureaus a person gets the credit, loan or even a job. It is an official document which can be produced for the identification. Hence it is very important to regularly check your report. Free instant credit report is the instant solution which can be used in certain urgent situations where you may have to take credit from the lender.

Credit.AllReviewed.Net – Hey everybody if you’re looking for good credit monitoring and identity theft protection to protect your credit and stop worrying about bod credit, check out the site above. With your package you’ll get an instant credit report free and you’ll be able to fix any problems with your credit report. This will allow you to get much better lending rates from lenders because you’ll be much lower risk to them, and you’ll in turn save a lot of money. Just check it out at the site above and get your credit report and score.

 

Access To Free Credit Reports Now Available To Everyone On Sept. 1


Access To Free Credit Reports Now Available To Everyone On Sept. 1

Manassas, VA (PRWEB) September 1, 2005

Finally, on Sept. 1, 2005, all U.S. consumers will be eligible to receive a free annual credit report from each of the three major Credit Reporting Agencies.

A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of these nationwide consumer credit reporting companies to provide consumers with a free copy of their credit report, at their request, once every 12 months. The program has been implemented on a rolling schedule across the country with Sept. 1, 2005 as the deadline for full implementation. The FCRA promotes the accuracy and privacy of information in the credit report files of the nation’s consumer credit reporting companies.

Why is consumer access to credit reports important?

A credit report contains information on where people live, how they pay their bills, and whether they’ve been sued, arrested, or filed for bankruptcy. Nationwide consumer credit reporting companies sell the information in their credit report to creditors, insurers, employers, and other businesses that use it to evaluate their applications for credit, insurance, employment, or renting a home.

Collectively, this information is used to develop their credit score which forms a basis for lending agencies to determine the loan amount and interest rate for which they can qualify. The lower their credit score, the higher the interest the lending agency will charge them and the lower the loan amount will be.

Their credit rating can also affect their car insurance rates! So, it is important that consumers know what is in their credit files and if the information is complete and accurate. Access to their free credit report will allow consumers to know about any errors and take appropriate steps to correct them.

Consumers who wish to order a copy of their free credit report must go through the official website at http://www.annualcreditreport.com or call 1-800-322-8228. For more detailed information on how consumers can get their free credit report, they should read the free articles “Your Access to Free Credit Reports” available at http://www.the-credit-repair-center.com/reports/access-to-free-credit-reports.html and “Free Credit Reports – Have You Requested Yours? available at http://www.the-credit-repair-center.com/reports/free-credit-report.html

Warning, one word of caution here. Consumers should be sure that they are on the official website at http://www.annualcreditreport.com if making their request through the web because a number of impostor sites have shown up on the web. For additional information on potential scam sitting and the precautions to take when quest their free credit report, consumers should read “Free Credit Report Impostor Websites Springing Up on the Web” at http://www.the-credit-repair-center.com/reports/impostor-websites-spring-up-on-web.html

For additional information of credit reports and credit socres, visit http://www.the-credit-repair-center.com/reports/index.html

The Credit Repair Center at http://www.The-Credit-Repair-Center.com is a source of consumer information on personal finance management.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



 

NationalCreditReport.com’s Program Offering Consumers A Way To Buy A Credit Report With No Trial Receives Positive Feedback


NationalCreditReport.com’s Program Offering Consumers A Way To Buy A Credit Report With No Trial Receives Positive Feedback

Delray Beach, FL (PRWEB) April 20, 2010

NationalCreditReport.com, a leader in credit reporting and monitoring services, recently launched its “No Strings” offer to allow customers to buy a credit report with no trial of credit monitoring for just $ 9.99.

“We know that some consumers want their credit score and an instant online credit report, but do not want to be protected by ongoing assigning supervised,” said Samuel S. Ambrose, Vice President of Marketing and Operations for NationalCreditReport.com. “This unique ‘No Strings’ offer appeals to those who want to buy their credit report with no trial of the service and no need to call and cancel.”

Other offers from NationalCreditReport.com provide a free credit score which includes one Instant Online Credit Report, along with a free, seven-day no-obligation trial of its Triple Safeguard Credit Monitoring™ Service, which sends the consumer e-mail alerts each time there is an inquiry made to their credit file with any of the three credit reporting agencies (Experian™, Equifax™, and TransUnion™).

“Since launching this product this year, we’ve been very pleased with its success,” said Ambrose. “Consumers accessing free instant online credit reports from other sites may be surprised that they don’t get their score. Often times, it’s the actually score that they really want because it’s an indication of what potential lenders will use in making lending decisions.”

Consumers interested in buying their credit report with no trial can visit http://www.nationalcreditreport.com/nostringsoffer to buy their credit report and score without being enrolled in a credit monitoring service.

About NationalCreditReport.com
Since 2004, NationalCreditReport.com has specialized in providing credit information, credit supervising services and information for preventing identity theft to consumers. The “buy my credit report” program offers instant online credit account with no trial. NationalCreditReport.com encourages consumers to check their credit report on a regular basis.

Contact:
Allison Tomek
NationalCreditReport.com
561-805-8000

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



 

Knowing the score

Knowing the score
NEW YORK — The promise of a free credit score may no longer be a bait-and-switch marketing ploy. A couple of changes should have an impact.
Read more on Sentinel & Enterprise

6 Steps to Building a Credit History From Scratch
Having a good credit score is imperative, here’s how to maintain a strong score. 
Read more on FOX Business

Credit Scores 411: What you need to know now
The promise of a free credit score may no longer be a bait-and-switch marketing ploy.
Read more on Deseret News

 

When did it become common to “pull credit” using a computer to receive an instant credit report?


Question by Slinkball: When did it become common to “pull credit” using a computer to receive an instant credit report?
I know that credit accounted used to be scored by hand and delivered via the mail. When did it become common to pull credit on a computer and receive an instant report?

Best answer:

Answer by D squared
It became more prevalent roughly 5 years ago. I rather like the current method of obtaining my ascribed report. Just got all 3 a few months ago. You tin either only read it then delete it or print out a copy for your records. Some agencies will send you an e mail alerting you that a record was ordered. I like that feature too. The only thing I don’t like about this is you have to wade through all the junk offers of credit monitoring services.



Give your answer to this question below!