Free Credit Reports Score?
Posted in Current Events on 07/20/2010 08:25 am by
jada asked:
How to look my free credit report score ? I tried but they only offer a “Free Score”,then money to see
Elizabeth
How to look my free credit report score ? I tried but they only offer a “Free Score”,then money to see
Elizabeth
07/23/2010 at 1:07 am
Jill
You cannot get your credit score for free or at least without putting something up. I used to have a credit card that, in it’s online services, allowed me to see my credit score. There are also some companies that, if you sign up with them and give them your credit card number and authorize them to charge your card every month, say they’ll give you your credit score free.
You really don’t need to know you credit score. It does NOTHING for you. If you have a decent income, have credit cards or loans that you are paying off on time, all the time, don’t have an insane amount of available credit for your income, then you should assume your credit score is good. If you missed payments, ever went into collections, or filed bankruptcy, then assume your credit score is not that good or even bad.
The only authorized source endorsed by the government for your free credit reports is:
You can verify that on the Federal Trade Commission webpage:
Every other site is a scam trying to make money selling you something you’re entitled for free. Those sites that scam (and spam yahoo answers) shouldn’t be trusted andyou could possibly expose yourself and your computer to viruses, trojan horses, data corruption, and identity theft.
AnnualCreditReport was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion — to comply with government regulations allowing consumers to obtain their free credit reports from those three agencies.
Unlike scam companies, you don’t have to sign up for something and then remember to cancel since you’re not signing up for anything.
Everyone is entitled to one free credit report from each of the reporting agencies per year. It’s free. No fees or membership of any kind at all. If anyone asks for any kind of payment for anything they’re frauds.
FRAUD ALERT:
FreeCreditReports.com is a scam. You only get the “free” report after enrolling in a $15-a-month credit monitoring program. They are intentionally misleading people by claiming “free credit reports.”
freecreditreports247.org
tracking.hugeclix.com/SHF
free-credit-report-national.com
buildcredit.ifastnet.com
credit-report-free.totalh.com
and any sites NOT mentioned on are PAY services you should watch out for. They spam the credit related questions on Yahoo Answers. That’s pretty sad and dishonest, and if they have that much time you know they’re not doing good business. They will automatically charge your credit if you do not cancel their service, so BUYER BEWARE!!!
07/25/2010 at 4:11 am
Justin
if you are looking for the free credit report usa national site, check out this site
Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.